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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $989,983 | $166,131+495.9% | $164,975+500.1% | $145,877+578.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 6.70% | 100.37%-93.7pp | 70.12%-63.4pp | 551.28%-544.6pp |
| Employer contribution / active EE | $12,616 | $5,276+139.1% | $4,343+190.5% | $4,663+170.6% |
| Participant deferral / active EE | $16,727 | $6,962+140.3% | $6,033+177.2% | $6,691+150.0% |
| Admin fee / account holder | $4,692 | $16,648-71.8% | $12,688-63.0% | $13,402-65.0% |