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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,199 | $183,592-1.3% | $155,574+16.5% | $145,877+24.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.77% | 61.37%-40.6pp | 64.87%-44.1pp | 551.28%-530.5pp |
| Employer contribution / active EE | $13,186 | $5,317+148.0% | $4,676+182.0% | $4,663+182.8% |
| Participant deferral / active EE | $7,832 | $6,466+21.1% | $5,629+39.1% | $6,691+17.1% |
| Admin fee / account holder | $9,447 | $19,316-51.1% | $15,914-40.6% | $13,402-29.5% |