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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,760 | $172,111+27.7% | $150,298+46.2% | $137,256+60.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.14% | 69.37%-51.2pp | 62.79%-44.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $12,526 | $4,636+170.2% | $4,154+201.5% | $4,156+201.4% |
| Participant deferral / active EE | $10,508 | $6,166+70.4% | $5,453+92.7% | $6,407+64.0% |
| Admin fee / account holder | $1,449 | $16,471-91.2% | $14,116-89.7% | $12,270-88.2% |