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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,720 | $180,459-60.3% | $154,108-53.5% | $135,380-47.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.84% | 888.21%-897.0pp | 735.21%-744.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $8,440 | $6,035+39.8% | $5,298+59.3% | $4,779+76.6% |
| Participant deferral / active EE | $8,144 | $5,806+40.3% | $5,081+60.3% | $5,609+45.2% |
| Admin fee / account holder | $1,018 | $16,145-93.7% | $13,411-92.4% | $10,828-90.6% |