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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,336 | $167,353-58.6% | $143,797-51.8% | $134,545-48.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -5.99% | 0.48%-6.5pp | -0.04%-5.9pp | 418.37%-424.4pp |
| Employer contribution / active EE | $6,293 | $5,620+12.0% | $4,952+27.1% | $4,742+32.7% |
| Participant deferral / active EE | $6,750 | $6,447+4.7% | $5,638+19.7% | $6,401+5.4% |
| Admin fee / account holder | $8,630 | $18,096-52.3% | $14,679-41.2% | $11,431-24.5% |