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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,924 | $112,933-75.3% | $90,970-69.3% | $158,982-82.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 8.35% | 215.82%-207.5pp | 134.60%-126.2pp | 302.99%-294.6pp |
| Employer contribution / active EE | $4,474 | $2,893+54.6% | $2,122+110.8% | $4,763-6.1% |
| Participant deferral / active EE | $839 | $4,128-79.7% | $3,373-75.1% | $5,983-86.0% |
| Admin fee / account holder | $486 | $8,047-94.0% | $5,961-91.8% | $11,252-95.7% |