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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,880 | $88,603-93.4% | $69,890-91.6% | $134,545-95.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -19.21% | 442.93%-462.1pp | 190.84%-210.1pp | 418.37%-437.6pp |
| Employer contribution / active EE | $2,346 | $3,236-27.5% | $2,560-8.4% | $4,742-50.5% |
| Participant deferral / active EE | $2,346 | $4,771-50.8% | $3,848-39.0% | $6,401-63.4% |
| Admin fee / account holder | $5,911 | $10,443-43.4% | $6,267-5.7% | $11,431-48.3% |