Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,561 | $48,235-40.8% | $68,803-58.5% | $68,490-58.3% |
| Participation rate | 47.3% | 60.7%-13.4pp | 69.0%-21.7pp | 67.9%-20.6pp |
| Annual return | -20.48% | -12.70%-7.8pp | -6.37%-14.1pp | -7.85%-12.6pp |
| Employer contribution / active EE | $1,688 | $1,829-7.7% | $2,656-36.4% | $2,597-35.0% |
| Participant deferral / active EE | $2,446 | $2,867-14.7% | $3,942-37.9% | $4,028-39.3% |
| Admin fee / account holder | $1,475 | $4,361-66.2% | $4,936-70.1% | $5,403-72.7% |