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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,453 | $124,330-88.4% | $109,173-86.8% | $167,536-91.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.52% | 26.04%-10.5pp | 25.75%-10.2pp | 478.82%-463.3pp |
| Employer contribution / active EE | $2,294 | $4,209-45.5% | $3,723-38.4% | $4,839-52.6% |
| Participant deferral / active EE | $3,696 | $5,256-29.7% | $4,654-20.6% | $6,342-41.7% |
| Admin fee / account holder | $957 | $7,974-88.0% | $6,755-85.8% | $12,315-92.2% |