See peer percentile detail. $4.99 for your first month.
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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $14,226 |
DICKEY & HUMBARD, LLC1 year Filed as: DICKEY E HUMBARD, LLC Service code 10 · EIN 43-1688484 | Accounting | $8,685 |
WILSHIRE ASSOCIATES INCORPORATED5+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,523 | $79,694-70.5% | $96,139-75.5% | $79,386-70.4% |
| Participation rate | 24.8% | 54.0%-29.2pp | 68.4%-43.7pp | 70.7%-45.9pp |
| Annual return | 11.52% | 40.84%-29.3pp | 191.94%-180.4pp | 116.85%-105.3pp |
| Employer contribution / active EE | $469 | $1,443-67.5% | $2,797-83.2% | $2,427-80.7% |
| Participant deferral / active EE | $850 | $2,539-66.5% | $4,349-80.4% | $4,046-79.0% |
| Admin fee / account holder | $441 | $630-30.1% | $5,537-92.0% | $626-29.7% |