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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,999 | $180,459-50.7% | $154,108-42.2% | $135,380-34.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.34% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $20,540 | $6,035+240.3% | $5,298+287.7% | $4,779+329.8% |
| Participant deferral / active EE | $14,400 | $5,806+148.0% | $5,081+183.4% | $5,609+156.7% |
| Admin fee / account holder | $1,101 | $16,145-93.2% | $13,411-91.8% | $10,828-89.8% |