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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,157 | $157,304-64.3% | $141,197-60.2% | $152,909-63.3% |
| Participation rate | 37.5% | 84.8%-47.3pp | 82.5%-45.0pp | 82.5%-45.0pp |
| Annual return | 20.74% | 64.34%-43.6pp | 71.41%-50.7pp | 345.46%-324.7pp |
| Employer contribution / active EE | $1,330 | $5,263-74.7% | $4,736-71.9% | $4,764-72.1% |
| Participant deferral / active EE | $3,297 | $7,111-53.6% | $6,710-50.9% | $5,851-43.7% |
| Admin fee / account holder | $43 | $12,126-99.6% | $10,265-99.6% | $11,601-99.6% |