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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,257 | $211,105+107.6% | $178,449+145.6% | $145,978+200.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 14.57% | 30.19%-15.6pp | 27.09%-12.5pp | 550.52%-535.9pp |
| Employer contribution / active EE | $3,150 | $4,569-31.1% | $3,951-20.3% | $4,662-32.4% |
| Participant deferral / active EE | $24,250 | $6,959+248.5% | $6,277+286.4% | $6,690+262.5% |
| Admin fee / account holder | $1,588 | $12,017-86.8% | $10,362-84.7% | $13,400-88.1% |