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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,924 | $217,432-59.6% | $185,849-52.7% | $167,536-47.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.93% | 148.42%-135.5pp | 122.10%-109.2pp | 478.82%-465.9pp |
| Employer contribution / active EE | $2,958 | $5,875-49.7% | $5,169-42.8% | $4,839-38.9% |
| Participant deferral / active EE | $5,208 | $6,357-18.1% | $5,569-6.5% | $6,342-17.9% |
| Admin fee / account holder | $870 | $19,818-95.6% | $16,244-94.6% | $12,315-92.9% |