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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,146 | $156,398-13.6% | $147,318-8.3% | $138,895-2.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.50% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $4,964 | $4,853+2.3% | $4,593+8.1% | $4,194+18.3% |
| Participant deferral / active EE | $3,480 | $8,237-57.7% | $7,906-56.0% | $6,396-45.6% |
| Admin fee / account holder | $588 | $14,976-96.1% | $13,708-95.7% | $12,562-95.3% |