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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,146 | $162,136-16.6% | $152,301-11.3% | $154,746-12.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.50% | 91.02%-73.5pp | 80.50%-63.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $4,964 | $4,890+1.5% | $4,624+7.3% | $4,379+13.3% |
| Participant deferral / active EE | $3,480 | $8,341-58.3% | $8,004-56.5% | $6,730-48.3% |
| Admin fee / account holder | $588 | $15,759-96.3% | $14,398-95.9% | $14,365-95.9% |