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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,294 | $70,587-45.7% | $124,693-69.3% | $85,847-55.4% |
| Participation rate | 72.7% | 64.4%+8.3pp | 74.6%-1.9pp | 69.3%+3.4pp |
| Annual return | 12.25% | 20688.83%-20676.6pp | 5144.19%-5131.9pp | 318.61%-306.4pp |
| Employer contribution / active EE | $1,879 | $1,913-1.8% | $3,324-43.5% | $2,565-26.7% |
| Participant deferral / active EE | $2,447 | $2,969-17.6% | $4,615-47.0% | $3,952-38.1% |
| Admin fee / account holder | $5,031 | $5,282-4.7% | $7,494-32.9% | $6,261-19.6% |