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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,708 | $116,434-41.0% | $65,583+4.8% | $139,487-50.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 18.47% | 31.34%-12.9pp | 47.46%-29.0pp | 373.84%-355.4pp |
| Employer contribution / active EE | $16,500 | $2,602+534.2% | $1,692+874.9% | $4,755+247.0% |
| Participant deferral / active EE | $300 | $4,245-92.9% | $2,833-89.4% | $6,713-95.5% |
| Admin fee / account holder | $25,535 | $6,696+281.3% | $4,112+521.1% | $11,407+123.8% |