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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $715 | $209,422-99.7% | $178,503-99.6% | $158,982-99.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -129.96% | 188.81%-318.8pp | 151.12%-281.1pp | 302.99%-432.9pp |
| Employer contribution / active EE | $2,087 | $5,707-63.4% | $5,011-58.4% | $4,763-56.2% |
| Participant deferral / active EE | $5,790 | $5,955-2.8% | $5,202+11.3% | $5,983-3.2% |
| Admin fee / account holder | $370 | $17,079-97.8% | $13,987-97.4% | $11,252-96.7% |