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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,914 | $176,120-66.0% | $159,487-62.4% | $167,553-64.2% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 30.59% | 331.95%-301.4pp | 263.71%-233.1pp | 478.89%-448.3pp |
| Employer contribution / active EE | $1,225 | $5,299-76.9% | $4,831-74.6% | $4,840-74.7% |
| Participant deferral / active EE | $6,933 | $7,752-10.6% | $7,354-5.7% | $6,343+9.3% |
| Admin fee / account holder | $0 | $12,561-100.0% | $10,804-100.0% | $12,316-100.0% |