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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,430 | $165,399-41.1% | $149,745-34.9% | $158,982-38.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.26% | 348.34%-325.1pp | 276.72%-253.5pp | 302.99%-279.7pp |
| Employer contribution / active EE | $2,067 | $5,105-59.5% | $4,646-55.5% | $4,763-56.6% |
| Participant deferral / active EE | $3,525 | $7,183-50.9% | $6,843-48.5% | $5,983-41.1% |
| Admin fee / account holder | $13,321 | $10,811+23.2% | $9,312+43.1% | $11,252+18.4% |