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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,747 | $176,120+50.3% | $159,487+66.0% | $167,553+58.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.76% | 331.95%-314.2pp | 263.71%-245.9pp | 478.89%-461.1pp |
| Employer contribution / active EE | $11,783 | $5,299+122.3% | $4,831+143.9% | $4,840+143.5% |
| Participant deferral / active EE | $0 | $7,752-100.0% | $7,354-100.0% | $6,343-100.0% |
| Admin fee / account holder | $3,946 | $12,561-68.6% | $10,804-63.5% | $12,316-68.0% |