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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,932 | $42,910-37.2% | $60,919-55.8% | $68,490-60.7% |
| Participation rate | 100.0% | 66.8%+33.2pp | 73.1%+26.9pp | 67.9%+32.1pp |
| Annual return | -4.31% | -13.99%+9.7pp | 16.96%-21.3pp | -7.85%+3.5pp |
| Employer contribution / active EE | $0 | $1,978-100.0% | $2,704-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $11,786 | $2,866+311.3% | $3,814+209.0% | $4,028+192.6% |
| Admin fee / account holder | $5,753 | $3,104+85.3% | $3,228+78.2% | $5,403+6.5% |