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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,542 | $202,342+8.0% | $172,753+26.5% | $152,909+42.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.26% | 1029.88%-1012.6pp | 803.00%-785.7pp | 345.46%-328.2pp |
| Employer contribution / active EE | $8,390 | $5,857+43.2% | $5,144+63.1% | $4,764+76.1% |
| Participant deferral / active EE | $5,056 | $5,948-15.0% | $5,198-2.7% | $5,851-13.6% |
| Admin fee / account holder | $1,867 | $17,112-89.1% | $13,956-86.6% | $11,601-83.9% |