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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,646 | $55,446-12.3% | $155,574-68.7% | $74,429-34.6% |
| Participation rate | 32.3% | 61.9%-29.6pp | 78.2%-46.0pp | 67.2%-35.0pp |
| Annual return | 17.83% | 269.20%-251.4pp | 64.87%-47.0pp | 1368.38%-1350.6pp |
| Employer contribution / active EE | $1,245 | $2,266-45.1% | $4,676-73.4% | $2,625-52.6% |
| Participant deferral / active EE | $2,605 | $2,836-8.2% | $5,629-53.7% | $4,348-40.1% |
| Admin fee / account holder | $4,310 | $1,743+147.3% | $15,914-72.9% | $1,944+121.7% |