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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,632 | $184,000-98.0% | $162,185-97.8% | $152,909-97.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 0.00% | 150.80%-150.8pp | 115.61%-115.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $8,702 | $6,370+36.6% | $5,613+55.0% | $4,764+82.7% |
| Participant deferral / active EE | $4,759 | $8,033-40.8% | $7,297-34.8% | $5,851-18.7% |
| Admin fee / account holder | $10,182 | $13,124-22.4% | $10,844-6.1% | $11,601-12.2% |