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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,525 | $82,674-8.6% | $125,381-39.8% | $68,486+10.3% |
| Participation rate | 95.9% | 75.1%+20.9pp | 82.4%+13.5pp | 67.9%+28.0pp |
| Annual return | -19.63% | -5.97%-13.7pp | 572.31%-591.9pp | -7.85%-11.8pp |
| Employer contribution / active EE | $7,298 | $3,382+115.8% | $4,815+51.6% | $2,597+181.0% |
| Participant deferral / active EE | $6,960 | $6,111+13.9% | $7,448-6.6% | $4,028+72.8% |
| Admin fee / account holder | $3,698 | $6,277-41.1% | $10,007-63.0% | $5,404-31.6% |