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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,062 | $44,850-57.5% | $60,547-68.5% | $59,633-68.0% |
| Participation rate | 50.0% | 59.5%-9.5pp | 68.0%-18.0pp | 68.7%-18.7pp |
| Annual return | 2.07% | 1074.14%-1072.1pp | 335.64%-333.6pp | 2041.45%-2039.4pp |
| Employer contribution / active EE | $590 | $1,462-59.7% | $2,419-75.6% | $2,203-73.2% |
| Participant deferral / active EE | $2,091 | $2,230-6.2% | $3,328-37.2% | $3,192-34.5% |
| Admin fee / account holder | $3,376 | $3,635-7.1% | $4,536-25.6% | $4,297-21.4% |