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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,068 | $185,905-6.9% | $170,057+1.8% | $139,487+24.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.19% | 60.56%-43.4pp | 53.42%-36.2pp | 373.84%-356.6pp |
| Employer contribution / active EE | $5,256 | $7,597-30.8% | $6,790-22.6% | $4,755+10.5% |
| Participant deferral / active EE | $12,782 | $11,627+9.9% | $10,411+22.8% | $6,713+90.4% |
| Admin fee / account holder | $839 | $15,397-94.6% | $12,826-93.5% | $11,407-92.6% |