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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,766 | $184,000-34.9% | $162,185-26.2% | $152,909-21.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 25.82% | 150.80%-125.0pp | 115.61%-89.8pp | 345.46%-319.6pp |
| Employer contribution / active EE | $27,166 | $6,370+326.4% | $5,613+384.0% | $4,764+470.2% |
| Participant deferral / active EE | $19,000 | $8,033+136.5% | $7,297+160.4% | $5,851+224.7% |
| Admin fee / account holder | $1,746 | $13,124-86.7% | $10,844-83.9% | $11,601-84.9% |