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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,909 | $91,536-13.8% | $130,062-39.3% | $75,177+5.0% |
| Participation rate | 76.8% | 71.5%+5.4pp | 78.5%-1.7pp | 67.2%+9.6pp |
| Annual return | 30.98% | -631.62%+662.6pp | -137.37%+168.4pp | 160.75%-129.8pp |
| Employer contribution / active EE | $3,505 | $2,845+23.2% | $4,322-18.9% | $2,671+31.2% |
| Participant deferral / active EE | $6,021 | $4,343+38.6% | $5,821+3.4% | $4,126+45.9% |
| Admin fee / account holder | $1,390 | $6,780-79.5% | $10,601-86.9% | $5,651-75.4% |