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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,334 | $63,314+15.8% | $91,004-19.4% | $62,293+17.7% |
| Participation rate | 25.5% | 73.3%-47.9pp | 75.6%-50.1pp | 69.5%-44.0pp |
| Annual return | 12.26% | 21.00%-8.7pp | 4.60%+7.7pp | 28.90%-16.6pp |
| Employer contribution / active EE | $0 | $1,807-100.0% | $2,456-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,551 | $2,944-47.3% | $3,548-56.3% | $3,169-51.1% |
| Admin fee / account holder | $64 | $468-86.4% | $5,417-98.8% | $479-86.7% |