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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,060 | $202,342-64.4% | $172,753-58.3% | $152,909-52.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.39% | 1029.88%-1011.5pp | 803.00%-784.6pp | 345.46%-327.1pp |
| Employer contribution / active EE | $6,818 | $5,857+16.4% | $5,144+32.5% | $4,764+43.1% |
| Participant deferral / active EE | $4,732 | $5,948-20.5% | $5,198-9.0% | $5,851-19.1% |
| Admin fee / account holder | $14,060 | $17,112-17.8% | $13,956+0.7% | $11,601+21.2% |