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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,427 | $138,114-39.6% | $125,391-33.5% | $134,545-38.0% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -18.57% | 750.88%-769.5pp | 572.41%-591.0pp | 418.37%-436.9pp |
| Employer contribution / active EE | $6,890 | $5,246+31.3% | $4,816+43.1% | $4,742+45.3% |
| Participant deferral / active EE | $14,955 | $7,801+91.7% | $7,448+100.8% | $6,401+133.6% |
| Admin fee / account holder | $2,369 | $11,570-79.5% | $10,009-76.3% | $11,431-79.3% |