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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,057 | $95,188-80.0% | $76,518-75.1% | $135,380-85.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -10.60% | 4.85%-15.5pp | -0.27%-10.3pp | 519.81%-530.4pp |
| Employer contribution / active EE | $4,023 | $3,303+21.8% | $2,647+52.0% | $4,779-15.8% |
| Participant deferral / active EE | $3,126 | $4,640-32.6% | $3,836-18.5% | $5,609-44.3% |
| Admin fee / account holder | $613 | $6,249-90.2% | $4,849-87.4% | $10,828-94.3% |