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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,095 | $115,917+42.4% | $100,535+64.2% | $158,982+3.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 12.95% | 34.80%-21.9pp | 30.90%-17.9pp | 302.99%-290.0pp |
| Employer contribution / active EE | $1,066 | $4,105-74.0% | $3,419-68.8% | $4,763-77.6% |
| Participant deferral / active EE | $1,809 | $6,677-72.9% | $6,271-71.2% | $5,983-69.8% |
| Admin fee / account holder | $924 | $11,002-91.6% | $8,085-88.6% | $11,252-91.8% |