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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,789 | $148,629+2.1% | $135,982+11.6% | $139,487+8.8% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 16.79% | 79.33%-62.5pp | 68.32%-51.5pp | 373.84%-357.1pp |
| Employer contribution / active EE | $10,333 | $5,247+97.0% | $4,859+112.7% | $4,755+117.3% |
| Participant deferral / active EE | $7,832 | $8,102-3.3% | $7,760+0.9% | $6,713+16.7% |
| Admin fee / account holder | $3,336 | $12,406-73.1% | $10,767-69.0% | $11,407-70.8% |