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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,349 | $108,911-50.1% | $100,392-45.9% | $145,884-62.7% |
| Participation rate | 88.2% | 83.0%+5.3pp | 81.5%+6.7pp | 80.3%+7.9pp |
| Annual return | 13.24% | 58.23%-45.0pp | 49.45%-36.2pp | 551.85%-538.6pp |
| Employer contribution / active EE | $743 | $4,420-83.2% | $3,941-81.2% | $4,662-84.1% |
| Participant deferral / active EE | $5,332 | $8,459-37.0% | $8,090-34.1% | $6,690-20.3% |
| Admin fee / account holder | $2,340 | $9,698-75.9% | $7,904-70.4% | $13,392-82.5% |