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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,349 | $108,942-50.1% | $100,415-45.9% | $145,897-62.7% |
| Participation rate | 88.2% | 83.0%+5.3pp | 81.5%+6.7pp | 80.3%+7.9pp |
| Annual return | 13.24% | 58.27%-45.0pp | 49.47%-36.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $743 | $4,422-83.2% | $3,943-81.2% | $4,663-84.1% |
| Participant deferral / active EE | $5,332 | $8,461-37.0% | $8,091-34.1% | $6,689-20.3% |
| Admin fee / account holder | $2,340 | $9,702-75.9% | $7,906-70.4% | $13,390-82.5% |