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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,853 | $106,280-92.6% | $96,538-91.9% | $139,487-94.4% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 21.62% | 38.48%-16.9pp | 35.74%-14.1pp | 373.84%-352.2pp |
| Employer contribution / active EE | $835 | $4,107-79.7% | $3,740-77.7% | $4,755-82.4% |
| Participant deferral / active EE | $1,568 | $5,457-71.3% | $4,880-67.9% | $6,713-76.6% |
| Admin fee / account holder | $990 | $7,888-87.5% | $6,737-85.3% | $11,407-91.3% |