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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,421 | $176,105+112.6% | $159,474+134.8% | $167,536+123.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.11% | 331.91%-326.8pp | 263.68%-258.6pp | 478.82%-473.7pp |
| Employer contribution / active EE | $7,922 | $5,299+49.5% | $4,831+64.0% | $4,839+63.7% |
| Participant deferral / active EE | $16,668 | $7,751+115.0% | $7,353+126.7% | $6,342+162.8% |
| Admin fee / account holder | $47,351 | $12,559+277.0% | $10,802+338.3% | $12,315+284.5% |