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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,259 | $99,652-69.6% | $78,778-61.6% | $147,586-79.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 16.91% | 47.28%-30.4pp | 35.62%-18.7pp | 578.59%-561.7pp |
| Employer contribution / active EE | $4,320 | $2,796+54.5% | $1,986+117.6% | $4,876-11.4% |
| Participant deferral / active EE | $3,832 | $3,664+4.6% | $2,958+29.5% | $5,439-29.5% |
| Admin fee / account holder | $14,440 | $7,155+101.8% | $5,134+181.3% | $10,886+32.7% |