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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,449 | $110,083-74.2% | $151,645-81.2% | $68,490-58.5% |
| Participation rate | 98.4% | 84.0%+14.4pp | 87.5%+10.9pp | 67.9%+30.5pp |
| Annual return | -3.61% | -10.12%+6.5pp | 3.34%-7.0pp | -7.85%+4.2pp |
| Employer contribution / active EE | $3,052 | $4,470-31.7% | $6,165-50.5% | $2,597+17.5% |
| Participant deferral / active EE | $5,613 | $6,526-14.0% | $8,363-32.9% | $4,028+39.4% |
| Admin fee / account holder | $13,436 | $7,718+74.1% | $11,614+15.7% | $5,403+148.7% |