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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $886,996 | $157,304+463.9% | $141,197+528.2% | $152,909+480.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 25.53% | 64.34%-38.8pp | 71.41%-45.9pp | 345.46%-319.9pp |
| Employer contribution / active EE | $30,175 | $5,263+473.4% | $4,736+537.1% | $4,764+533.4% |
| Participant deferral / active EE | $10,813 | $7,111+52.1% | $6,710+61.1% | $5,851+84.8% |
| Admin fee / account holder | $29 | $12,126-99.8% | $10,265-99.7% | $11,601-99.7% |