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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,055 | $123,155-9.8% | $108,753+2.1% | $155,188-28.4% |
| Participation rate | 90.5% | 75.6%+14.8pp | 71.1%+19.4pp | 80.8%+9.7pp |
| Annual return | 17.71% | 44.73%-27.0pp | 37.47%-19.8pp | 148.84%-131.1pp |
| Employer contribution / active EE | $6,754 | $2,811+140.3% | $2,427+178.3% | $4,248+59.0% |
| Participant deferral / active EE | $16,133 | $4,623+249.0% | $4,115+292.1% | $6,531+147.0% |
| Admin fee / account holder | $6,350 | $12,126-47.6% | $10,320-38.5% | $14,480-56.1% |