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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,021 | $117,846-46.5% | $102,434-38.5% | $145,884-56.8% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 8.39% | 31.90%-23.5pp | 29.46%-21.1pp | 551.85%-543.5pp |
| Employer contribution / active EE | $2,641 | $3,615-26.9% | $3,023-12.6% | $4,662-43.3% |
| Participant deferral / active EE | $3,169 | $5,733-44.7% | $5,055-37.3% | $6,690-52.6% |
| Admin fee / account holder | $1,009 | $13,356-92.4% | $9,462-89.3% | $13,392-92.5% |