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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,185 | $185,312-62.7% | $161,489-57.2% | $154,746-55.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.82% | 103.84%-88.0pp | 89.72%-73.9pp | 172.34%-156.5pp |
| Employer contribution / active EE | $3,518 | $4,769-26.2% | $4,268-17.6% | $4,379-19.7% |
| Participant deferral / active EE | $5,656 | $6,350-10.9% | $5,630+0.5% | $6,730-16.0% |
| Admin fee / account holder | $688 | $18,654-96.3% | $16,006-95.7% | $14,365-95.2% |