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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,350 | $160,028-81.0% | $147,080-79.4% | $145,884-79.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.47% | 98.60%-86.1pp | 420.17%-407.7pp | 551.85%-539.4pp |
| Employer contribution / active EE | $1,875 | $5,286-64.5% | $4,933-62.0% | $4,662-59.8% |
| Participant deferral / active EE | $7,352 | $8,422-12.7% | $8,066-8.9% | $6,690+9.9% |
| Admin fee / account holder | $537 | $15,030-96.4% | $12,989-95.9% | $13,392-96.0% |