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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,459 | $149,741+155.4% | $118,914+221.6% | $158,982+140.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 5.46% | 19.94%-14.5pp | 35.89%-30.4pp | 302.99%-297.5pp |
| Employer contribution / active EE | $3,900 | $4,119-5.3% | $3,264+19.5% | $4,763-18.1% |
| Participant deferral / active EE | $24,738 | $5,226+373.4% | $4,266+479.9% | $5,983+313.4% |
| Admin fee / account holder | $370,000 | $8,607+4198.6% | $6,582+5521.2% | $11,252+3188.4% |