See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $5,841 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,383 | $76,670-30.4% | $96,683-44.8% | $71,457-25.3% |
| Participation rate | 69.8% | 66.6%+3.2pp | 74.3%-4.6pp | 67.9%+1.8pp |
| Annual return | 19.87% | 48.29%-28.4pp | 35.69%-15.8pp | 28.85%-9.0pp |
| Employer contribution / active EE | $1,432 | $3,031-52.8% | $3,737-61.7% | $2,588-44.7% |
| Participant deferral / active EE | $4,311 | $3,771+14.3% | $4,878-11.6% | $4,289+0.5% |
| Admin fee / account holder | $49 | $2,028-97.6% | $6,730-99.3% | $1,587-96.9% |