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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,927 | $109,411-27.9% | $89,435-11.7% | $158,982-50.4% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | -1.75% | 345.68%-347.4pp | 245.55%-247.3pp | 302.99%-304.7pp |
| Employer contribution / active EE | $16,662 | $3,173+425.2% | $2,587+544.1% | $4,763+249.8% |
| Participant deferral / active EE | $13,939 | $4,600+203.0% | $3,890+258.3% | $5,983+132.9% |
| Admin fee / account holder | $5,371 | $6,159-12.8% | $4,884+10.0% | $11,252-52.3% |